Uninsured/Underinsured Motorist Insurance: November 2009 Archives

November 17, 2009

Hollywood, Florida Car Accident Ends in Fiery Tragedy

A multiple vehicle accident in Hollywood, Florida, last night closed the southbound lanes of I-95 during the evening rush hour until approximately 10:30 p.m.  According to reports, the driver of an SUV sideswiped two vehicles and attempted to flee from the scene.  In this attempt, the fleeing driver struck another car and finally crashed into another SUV that was stopped in the emergency lane.  Both SUVs burst into flames, trapping and killing the driver of the stopped SUV.  The alleged at-fault driver of the SUV and the occupants of the other vehicles were transported to local hospitals for treatment of their car accident injuries.

This deadly car accident, while tragic, also serves as a reminder of the importance for South Florida drivers to carry uninsured/underinsured motorist (UM/UIM) coverage.  Uninsured/underinsured motorist policies provide coverage from your insurance carrier when you are involved in an accident and the negligent driver either has no insurance coverage or not enough insurance coverage.  Uninsured/underinsured insurance policies also usually cover accidents that involve a hit-and-run, or phantom, driver that cannot be identified after the accident.

Although the identity of the at-fault driver is likely known in the Hollywood, Florida, car accident, often times negligent drivers flee the scene of an accident and are never identified.  Many times, negligent or reckless drivers flee the scene of an accident because they do not have insurance.  Regardless of whether the driver flees or remains at the scene, if he or she is underinsured or uninsured, your UM/UIM policy will contribute to your compensation for the accident if you have elected such coverage.

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